Insurance is one of the most critical investments a CrossFit affiliate owner can make. With high-intensity workouts, complex movements, and a community-driven training model, your gym needs comprehensive coverage that truly understands your business. When comparing CrossFit RRG vs. Push Press Insurance, the choice is clear—CrossFit RRG offers superior protection tailored specifically for CrossFit affiliates, ensuring that your gym, coaches, and members are covered without unnecessary exclusions or restrictions.
Why Choosing the Right Insurance Matters for Your CrossFit Gym
CrossFit gyms are different from traditional fitness centers. They incorporate functional movements, gymnastics, Olympic lifting, and high-intensity training, requiring an insurance provider that understands the methodology and risks involved. Many general fitness insurers, including Everspan Insurance Company, which underwrites Push Press Insurance, do not provide comprehensive coverage for CrossFit affiliates.
CrossFit RRG was built by CrossFit affiliates, for CrossFit affiliates—ensuring that policies are designed to protect not just your business, but your entire CrossFit community.
Liability Coverage
CrossFit RRG vs. Push Press Insurance
CrossFit RRG Provides Better Coverage with Fewer Restrictions
Liability insurance is the foundation of gym coverage. Everspan Insurance Company, the insurer for Push Press Insurance, covers less than 1% of CrossFit gyms in the U.S.—while CrossFit RRG insures over 43% of affiliates nationwide.
Key Differences in Liability Coverage
Bodily Injury Coverage
CrossFit RRG covers all athletic activities, while Everspan may excludes injuries sustained during sports or athletic participation.
Homemade Equipment
CrossFit RRG allows for self-built equipment, like wooden plyo boxes or parallettes, while Everspan may excludes them from coverage.
Professional Liability Deductible
CrossFit RRG has no deductible, while Everspan may requires gym owners to pay the first $5,000 of any claim.
Communicable Disease Coverage
CrossFit RRG includes $250,000 in coverage, while Everspan may excludes this protection.
Coach Coverage
CrossFit RRG extends coverage to 1099 trainers with CrossFit L1+ certifications, while Everspan may require contractors to purchase their own policies.
Gymnastics Movements
CrossFit RRG covers handstands, rings, and other gymnastics movements, while Everspan may excludes gymnastics-related claims.
Off-Site Training Coverage
CrossFit RRG covers workouts anywhere in the U.S., while Everspan may restrict coverage to gym premises only.
CrossFit affiliates should not be penalized for training members the way CrossFit is intended. CrossFit RRG ensures your gym can operate without worrying about unnecessary exclusions or hidden coverage gaps.
Participant Accident Coverage
Protecting Your Members
One of the most critical oversights in Everspan’s (Push Press Insurance) policy is the lack of Participant Accident coverage.
Why This Matters
Participant Accident insurance covers medical expenses for injured members, regardless of fault. This means that injuries can be addressed immediately without waiting for a legal claim or lawsuit.
CrossFit RRG includes Participant Accident insurance in every policy, ensuring that affiliates can support injured members and maintain their reputation.
Everspan Insurance excludes athletic participants from Medical Payments and does not include Participant Accident coverage. If a member gets hurt, they are responsible for their medical costs unless they sue.
Property Coverage
Comprehensive Protection for Your Gym
Property damage can cripple a gym financially, whether from theft, water damage, or natural disasters. CrossFit RRG’s Property Insurance provides broad protection, ensuring your gym is covered in more situations.
Limitations in Push Press Insurance (Everspan) Property Coverage
Water Damage
Covered under CrossFit RRG; excluded by Everspan.
Sump Overflow Protection
Covered up to policy limits under CrossFit RRG; capped at $15,000 by Everspan.
Theft Protection
Fully covered under CrossFit RRG; limited to $10,000 by Everspan.
Off-Site Training Equipment
Covered anywhere in the U.S. under CrossFit RRG; excluded by Everspan.
Why CrossFit RRG Is Different
Largest insurer of CrossFit affiliates in the U.S. (covering 43% of affiliates)
Policies designed by CrossFit, LLC and affiliates, not generic fitness insurers.
Affiliates have a say in policy decisions through representation on the Board of Directors.
Claims defense is managed by CrossFit’s legal team, ensuring affiliates are aggressively defended when needed.
Unlike traditional insurers, CrossFit RRG won’t restrict, cancel, or non-renew an affiliate simply for training CrossFit as intended.
Also Read: CrossFit RRG vs. PushPress Insurance
Final Verdict:
CrossFit RRG vs. Push Press Insurance
When comparing CrossFit RRG vs. Push Press Insurance, CrossFit RRG is the superior choice.
Comprehensive liability coverage without restrictive exclusions.
Participant Accident insurance included for injured members.
Full property coverage for theft, water damage, and off-site training.
No limitations on community events and competitions.
For serious CrossFit affiliate owners, insurance should protect your gym, not limit how you operate. CrossFit RRG ensures that your business, coaches, and members are fully covered—so you can focus on growing your gym.
Make the Smart Choice
Switch to CrossFit RRG Today
Your CrossFit gym deserves insurance that works for you, not against you. With stronger coverage, fewer restrictions, and a community-driven approach, CrossFit RRG is the best choice for affiliate owners who want complete peace of mind.
Protect your gym the right way. Contact CrossFit RRG today to get started!