Disclaimer: This Commercial General Liability and Professional Liability policy is issued by your risk retention group. Your risk retention group may not be subject to all of the insurance laws and regulations of your states. State Insurance Insolvency guarantee funds are not available for your risk retention group. This summary is intended to provide a brief overview of coverage afforded. Refer to the actual policy for specific policy terms and conditions. All sales are through Nexo whose license number is CA DOI License OE14627.